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Statutory Estimation Suite

Indian Debt Recovery Calculators & Cost Estimators

Designed for business owners, MSMEs, corporate creditors, and lenders to accurately calculate statutory penal interest, court fees, and legal notice budgets under Indian law.

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All tools include inputs, calculate triggers, breakdown results, legal explanations, and disclaimers.

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Statutory Recovery

Debt Recovery Interest Calculator

Compute statutory interest on defaulted commercial balances under MSMED Act 2006 (19.5% compound), Section 80 NI Act (18%), and Section 34 CPC.

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Commercial Bills

Invoice Interest Calculator

Calculate overdue days and penal interest on unpaid buyer invoices based on credit terms, the 45-day statutory cap, and daily interest meters.

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Decreetal Claims

Simple Interest Calculator

Standard simple interest calculation for court decrees, promissory notes, and loan defaults under Section 34 CPC and Section 80 NI Act.

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Monthly Rests

Compound Interest Calculator

Compound interest with monthly rests under Section 16 MSMED Act 2006 and quarterly banking loan rests, including Effective Annual Rate (EAR).

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Net Realization

Money Recovery Amount Calculator

Estimate gross recoverable claim, statutory interest, ad-valorem court fees, and expected recovery timelines across Indian courts.

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Commercial Suit

Order 37 CPC Cost Estimator

Budget court fees, summons service, and advocate expenses for fast-track commercial summary suits, and learn how costs are reimbursed under Section 35 CPC.

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Advocate Notice

Legal Notice Cost Estimator

Estimate expenses for drafting and serving statutory demand notices under Section 138 NI Act, Order 37 CPC, and IBC 2016 with registered speed post.

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Important Legal Notice & Disclaimer Across All Tools

All calculators and cost estimation tools provided in this directory are intended strictly for informational, educational, and preliminary budgeting purposes. Calculations do not constitute legal advice, a formal case evaluation, or an attorney-client relationship. The actual award of interest, court fees, advocate fees, and judicial decrees remains subject to the specific contracts, pleadings, local Court Fees Acts, and the judicial discretion of Indian courts and tribunals under Section 34 of the Code of Civil Procedure (CPC).

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